Welcome to getwise

Smart, Fast Funding to Grow Your Business

Access working capital from $5,000 to $5,000,000—often in as little as one business day. Grow, expand, or stabilize your business effortlessly.

About Us

Empowering Businesses With Smarter Funding Solutions

Get Wise Capital is a forward-thinking alternative lender committed to empowering businesses of every size across the United States. We provide fast, reliable access to working capital so business owners can focus on what truly matters — growth, stability, and long-term success.

Our mission is simple: to make business financing transparent, responsible, and accessible. Through streamlined processes, personalized guidance, and a commitment to integrity, we deliver funding solutions you can trust.

Three professionals in a modern office lounge.
Services

Our Core Funding Solutions

Business Line of Credit

Maintain financial flexibility with a revolving credit line. Draw funds as needed, repay, and reuse—paying interest only on what you use, not the entire limit.

Revenue Based Finance

Receive funding tied directly to your business’s monthly revenue. Repay as you earn, ensuring flexibility during slow periods. Perfect for growing companies that prefer performance-linked payments.

SBA Loans

Take advantage of government-backed financing that supports small business growth. Benefit from low interest rates, longer repayment terms, and a variety of approved uses.

Industries We Serve

Funding Solutions for Every Industry

Why Choose Get Wise Capital

Trusted Funding Solutions for Your Business

We provide fast, transparent, and flexible funding solutions backed by dedicated advisors. Our responsible approach ensures your business grows confidently with tailored financial support.

Fast Access to Funds

Get approved and funded within 24 hours through our efficient, technology-driven process.

Flexible Repayment Terms

We tailor repayment schedules to your cash flow so you can grow without unnecessary pressure.

Approval Based on Potential

We assess your business’s performance, not just your credit history.

Automated Application Process

Our digital platform makes funding straightforward, transparent, and fast — from application to approval.

Funding Made Simple

Your Quick Business Funding Process

01

Save time and money

You don’t want to settle on the first financing option you come across. You want the best option for your business—and your bottom line. Get Wise Capital helps you find it. Tap into a diverse group of investors with competitive rates and terms to get exactly what you need.

02

Get Expert Guidance

From the moment you apply, you’ll have a dedicated funding advisor guide you through the process. You’ll know exactly what’s needed and when. They listen and advise to ensure you make the best decision for your business.

03

Access Funds Fast

We use cutting-edge technology to provide you with a funding decision within hours. Once approved, your funds are transferred directly into your business bank account— typically within 24 hours.

Our Vision

Redefining the Future of Business Financing

At Get Wise Capital, we aim to redefine the alternative lending industry through honesty, reliability, and customer-first service.

We believe every business deserves a fair opportunity to thrive — without the stress, delays, or rigid limitations of traditional bank lending.

While securing financing through a conventional bank can take weeks or even months — often ending in rejection — we do things differently. We evaluate your business potential, not just your credit score, and provide funding in a matter of days, not months.

Our process is clear, direct, and transparent. We take the time to explain your financing options, answer every question, and ensure you understand your funding terms before you proceed.

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faqs

Frequently Asked Questions

Our underwriter uses cutting-edge technology to provide you with a decision in as little as one hour.

Once approved, the process is quick and simple. Your funds are transferred directly into your business’s bank account — typically within 24 hours.

6+ months in business
$10,000 monthly revenue or $120,000 annually
500+ FICO Score

Completing your online application will not affect your credit score. However, once you proceed with a loan option, your credit score may be affected.

Testimonail

What Our Clients Say

Get Wise Capital helped our company secure working capital within 24 hours. The process was simple, the team was responsive, and the funding allowed us to keep operations running smoothly during a critical time. Highly recommended for any business that needs quick financial support.

Michael Turner Turner Logistics Group

We’ve worked with many lenders, but none were as transparent and supportive as Get Wise Capital. Our Funding Advisor explained every step clearly and found a solution that matched our cash flow. Thanks to them, we expanded our services without any financial stress.

Christopher Miller UrbanRise Construction

What stood out to us was the flexibility. Their repayment structure fit our business perfectly, and there were no hidden fees. Get Wise Capital helped us stabilize cash flow and grow with confidence. Excellent experience from start to finish.

David Rodriguez FreshBite Restaurant Group

The entire application took minutes, and we were approved the same day. Their team truly understands small business needs and moves fast. We received funds the next morning, and the advisor stayed in touch throughout the process. Couldn’t ask for better support.

Jonathan Perez Horizon Medical Supplies

Get Funded. Get Wise.

Get Funded Today, Grow Tomorrow

Don’t wait to take your business to the next level. Apply now and get connected with a dedicated funding advisor who can help you access capital quickly and confidently.