Terms of Use
IMPORTANT NOTICE: AS DETAILED IN THE ARBITRATION; JURY TRIAL WAIVER; AND CLASS ACTION WAIVER PROVISIONS BELOW, THIS AGREEMENT CONTAINS A WAIVER OF CLASS ACTION RIGHTS AND A WAIVER OF THE RIGHT TO A JURY TRIAL, AND MAY REQUIRE YOU TO ARBITRATE CERTAIN DISPUTES.
This website (including all sub-sites) is operated by Get Wise Capital (referred to as “Get Wise Capital,” “we,” or “us”).
By accessing a Get Wise Capital website, mobile application, interface, or platform (collectively, “Site” or “Sites”) that links to this Terms of Use Agreement (the “Terms of Use” or “Agreement”), you agree to abide by this Agreement and our Privacy Policy (incorporated herein by reference), regardless of the device used to access the Sites (e.g., personal computer, mobile device, or other technology).
These Terms of Use govern your access to and use of the Sites and any tools, features, functionality, services, or products offered on or through the Sites, including your access to information and data, use of web portals, user accounts, online services, submission of applications, subscription to newsletters, and participation in public areas on the Sites (collectively, the “Services”).
Certain services offered through the Sites, such as commercial financing requests, may be subject to separate terms and conditions or agreements. In case of conflict between these Terms of Use and a transaction-specific agreement, the latter shall govern.
PLEASE READ THESE TERMS CAREFULLY. THIS CONSTITUTES A LEGAL AGREEMENT BETWEEN YOU AND GET WISE CAPITAL. IF YOU DO NOT AGREE, YOU ARE PROHIBITED FROM USING THE SITES OR SERVICES.
We may update these Terms of Use periodically. Your continued use of the Sites constitutes acceptance of any updated Terms.
USE OF SITES
You may access and use the Sites and Services only for lawful purposes and in accordance with these Terms. Unauthorized use may result in civil or criminal liability.
The Sites are intended for individual business owners and legal entities organized and authorized to do business in the United States. To access certain features, you may need to create an account and provide documentation or information, including identity, business, or financial data.
By creating or accessing an account, submitting a request for services, or using the Sites, you represent and warrant that:
You are 18 years or older and legally capable of entering a binding agreement.
All information you provide is accurate, current, and complete.
You will update information as needed to keep it accurate.
You own or have rights to all information provided, and it does not violate any intellectual property or privacy rights of others.
Get Wise Capital reserves the right to restrict or terminate access to the Sites or Services at any time, with or without notice.
PROHIBITED USES
You agree not to:
Provide false information, impersonate others, or misrepresent affiliation.
Violate any law or regulation.
Interfere with the use or operation of the Sites.
Reverse engineer or attempt to access restricted parts of the Sites.
Transmit viruses, malware, or malicious programs.
Access accounts without authorization.
Post offensive, illegal, or infringing content.
Send unsolicited advertising, spam, or promotions.
ACCOUNT SECURITY
You are responsible for safeguarding your account credentials. Unauthorized use of your account, even by family or friends, is your responsibility. Get Wise Capital may terminate accounts at its discretion for violations.
OWNERSHIP AND INTELLECTUAL PROPERTY
All Site content, including images, text, software, and materials, is the property of Get Wise Capital or its licensors. You may not copy, modify, or use content without prior written permission. All trademarks, logos, and service marks are protected and may not be used without authorization.
USER CONTENT
Content you submit or post becomes the property of Get Wise Capital, which may use it freely, without acknowledgment or compensation. You grant a non-exclusive, perpetual, royalty-free license for the use of User Content.
You represent that you have rights and permissions for any User Content you submit, including consent from identifiable individuals.
THIRD-PARTY CONTENT
The Sites may contain links or content from third parties. We do not control or endorse third-party content, and your interactions with third parties are at your own risk.
COPYRIGHT COMPLAINTS
If you believe content on our Sites infringes your copyright, submit a notice to:
Get Wise Capital
Attn: Legal Department
1140 Harrison St, CA 94103
Email: office@finovate.com
Your DMCA notice should comply with 17 U.S.C. § 512(c)(3).
TELEPHONE COMMUNICATIONS
By using the Sites, you consent to receive calls and messages from us, our affiliates, and trusted partners, including automated messages, to numbers you provide. You may opt out by contacting us at office@finovate.com.
DISCLAIMERS
The Sites and Services are provided “as is,” without warranties of any kind. We do not guarantee accuracy, completeness, or uninterrupted access. Use is at your own risk.
LIMITATION OF LIABILITY
To the fullest extent permitted by law, Get Wise Capital is not liable for any direct, indirect, incidental, or consequential damages arising from your use of the Sites or Services.
INDEMNIFICATION
You agree to defend and hold harmless Get Wise Capital and its affiliates from claims arising from your use of the Sites, violation of rights, or breach of these Terms.
ARBITRATION; JURY TRIAL AND CLASS ACTION WAIVER
You agree to resolve disputes through binding arbitration under the rules of the American Arbitration Association. This waives your right to a jury trial or to participate in class actions. Arbitration will be conducted in Arlington, Virginia, unless otherwise agreed.
GOVERNING LAW AND JURISDICTION
These Terms are governed by the laws of the Commonwealth of Virginia. All disputes will be resolved exclusively in courts located in Arlington or Alexandria, Virginia.
MISCELLANEOUS
Entire Agreement: These Terms and linked policies constitute the full agreement.
Severability: Invalid provisions do not affect remaining Terms.
Assignment: You may not transfer rights; we may assign freely.
Waiver: Failure to enforce any provision does not waive future enforcement.
PRIVACY POLICY
Your use of the Sites constitutes agreement to our Privacy Policy.
CONTACT INFORMATION
For questions regarding these Terms, contact us at:
Email: office@finovate.com
Phone: +1(122)800 88 08
Address: 1140 Harrison St, CA 94103